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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,778 | $76,551+432.7% | $123,894+229.1% | $62,881+548.5% |
| Participation rate | 95.9% | 73.0%+22.9pp | 81.4%+14.5pp | 69.3%+26.6pp |
| Annual return | 7.82% | 18.68%-10.9pp | 47.52%-39.7pp | 20.14%-12.3pp |
| Employer contribution / active EE | $8,083 | $2,882+180.4% | $4,617+75.1% | $2,281+254.4% |
| Participant deferral / active EE | $12,931 | $4,840+167.2% | $5,984+116.1% | $3,203+303.7% |
| Admin fee / account holder | $17,682 | $4,826+266.4% | $8,357+111.6% | $4,296+311.6% |