Retirement plan

IPS EMPLOYEES 401(K) PLAN

Name: IPS- INTEGRATED PROJECT SERVICES, LLC - IPS EMPLOYEES 401(K) PLAN (2016) Form 5500
Creator: IPS- INTEGRATED PROJECT SERVICES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, IPS EMPLOYEES 401(K) PLAN, IPS- INTEGRATED PROJECT SERVICES, LLC

IPS- INTEGRATED PROJECT SERVICES, LLCEIN 23-2561581Plan #001PY 2016

721 ARBOR WAY, SUITE 100 - BLUE BELL, PA 19422610-828-4090ipsdb.comLinkedIn1001-5000 employeesmanagement consulting

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$39.6M

+2.7% from 2015

Total participants

800

+12.5% from 2015

Average account balance

$58,753

+4.1% from 2015

Annual return

-6.02%

-10.45 pp from 2015

Benchmarks

See 2,524 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,524 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$188.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$102K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,843

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$26.11M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.15%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$115

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL2+ years Service code 37 · EIN 04-2647786	Loan Processing	$69,236
THE CENTURION GROUP, LLC2+ years Service code 27 610 WEST GERMANTOWN AVENUE · PLYMOUTH MEETING, PA 19462	Advisory (Plan)	$30,000

Plan features & details

Pension benefit codes2G2J2K2S2T3D2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$102K

$158 / participant

Investment mgmt$9871.0%
Other / not subdivided$101K99.0%

% of EOY assets

0.257%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RSM US LLP
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$58,753

$80,177-26.7%

$123,894-52.6%

$57,658+1.9%

Participation rate

80.3%

74.4%+5.9pp

81.4%-1.1pp

70.2%+10.1pp

Annual return

-6.02%

17.90%-23.9pp

47.52%-53.5pp

5.13%-11.2pp

Employer contribution / active EE

$1,557

$2,913-46.5%

$4,617-66.3%

$1,974-21.1%

Participant deferral / active EE

$7,647

$5,130+49.1%

$5,984+27.8%

$3,061+149.8%

Admin fee / account holder

$151

$106+41.8%

$8,357-98.2%

$95+59.4%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL2+ years

Service code 37 · EIN 04-2647786

Loan Processing

$69,236

THE CENTURION GROUP, LLC2+ years

Service code 27

610 WEST GERMANTOWN AVENUE · PLYMOUTH MEETING, PA 19462

Advisory (Plan)

$30,000

IPS EMPLOYEES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

IPS EMPLOYEES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion