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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,442 | $138,102+32.1% | $125,381+45.5% | $134,532+35.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.46% | 750.73%-769.2pp | 572.31%-590.8pp | 418.27%-436.7pp |
| Employer contribution / active EE | $29,483 | $5,245+462.1% | $4,815+512.3% | $4,741+521.9% |
| Participant deferral / active EE | $12,335 | $7,801+58.1% | $7,448+65.6% | $6,401+92.7% |
| Admin fee / account holder | $1,582 | $11,568-86.3% | $10,007-84.2% | $11,429-86.2% |