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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,535 | $138,076-44.6% | $123,553-38.1% | $135,380-43.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.97% | 153.70%-160.7pp | 119.21%-126.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $5,735 | $5,152+11.3% | $4,628+23.9% | $4,779+20.0% |
| Participant deferral / active EE | $11,985 | $6,800+76.3% | $6,426+86.5% | $5,609+113.7% |
| Admin fee / account holder | $778 | $10,917-92.9% | $9,284-91.6% | $10,828-92.8% |