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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,345 | $148,629-57.4% | $135,982-53.4% | $139,487-54.6% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 19.23% | 79.33%-60.1pp | 68.32%-49.1pp | 373.84%-354.6pp |
| Employer contribution / active EE | $1,107 | $5,247-78.9% | $4,859-77.2% | $4,755-76.7% |
| Participant deferral / active EE | $2,600 | $8,102-67.9% | $7,760-66.5% | $6,713-61.3% |
| Admin fee / account holder | $11,685 | $12,406-5.8% | $10,767+8.5% | $11,407+2.4% |