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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,314 | $176,105-59.5% | $159,474-55.3% | $167,536-57.4% |
| Participation rate | 71.4% | 85.0%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 14.94% | 331.91%-317.0pp | 263.68%-248.7pp | 478.82%-463.9pp |
| Employer contribution / active EE | $1,252 | $5,299-76.4% | $4,831-74.1% | $4,839-74.1% |
| Participant deferral / active EE | $3,186 | $7,751-58.9% | $7,353-56.7% | $6,342-49.8% |
| Admin fee / account holder | $7,559 | $12,559-39.8% | $10,802-30.0% | $12,315-38.6% |