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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,491 | $86,938-53.4% | $102,423-60.5% | $80,925-50.0% |
| Participation rate | 75.3% | 72.4%+3.0pp | 76.5%-1.2pp | 67.7%+7.7pp |
| Annual return | 9.73% | 18.89%-9.2pp | 29.42%-19.7pp | 35.65%-25.9pp |
| Employer contribution / active EE | $1,458 | $2,369-38.5% | $3,023-51.8% | $2,756-47.1% |
| Participant deferral / active EE | $2,362 | $4,120-42.7% | $5,054-53.3% | $4,299-45.1% |
| Admin fee / account holder | $512 | $8,053-93.6% | $9,455-94.6% | $6,940-92.6% |