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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,085 | $86,298-24.6% | $111,308-41.5% | $85,847-24.2% |
| Participation rate | 59.3% | 73.3%-14.1pp | 77.3%-18.1pp | 69.3%-10.1pp |
| Annual return | 13.13% | 19.99%-6.9pp | 54.67%-41.5pp | 318.61%-305.5pp |
| Employer contribution / active EE | $1,254 | $2,044-38.7% | $2,732-54.1% | $2,565-51.1% |
| Participant deferral / active EE | $1,750 | $3,641-51.9% | $4,487-61.0% | $3,952-55.7% |
| Admin fee / account holder | $25,431 | $8,189+210.5% | $7,965+219.3% | $6,261+306.2% |