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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,688,453 | $53,018+3084.7% | $70,014+2311.6% | $62,891+2584.7% |
| Participation rate | 3.8% | 67.2%-63.4pp | 71.8%-68.0pp | 69.3%-65.5pp |
| Annual return | -2.90% | 13.35%-16.2pp | 12.99%-15.9pp | 20.14%-23.0pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,338-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $0 | $2,395-100.0% | $2,931-100.0% | $3,203-100.0% |
| Admin fee / account holder | $0 | $3,690-100.0% | $4,380-100.0% | $4,296-100.0% |