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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,738,919 | $87,705+1882.7% | $63,517+2637.7% | $125,393+1286.8% |
| Participation rate | 4.2% | 77.0%-72.9pp | 71.0%-66.9pp | 83.2%-79.0pp |
| Annual return | -8.90% | 21.70%-30.6pp | -70.30%+61.4pp | 282.23%-291.1pp |
| Employer contribution / active EE | $0 | $3,601-100.0% | $2,322-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $0 | $3,939-100.0% | $2,953-100.0% | $5,351-100.0% |
| Admin fee / account holder | $0 | $11,948-100.0% | $5,892-100.0% | $9,541-100.0% |