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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,552 | $92,219-45.2% | $76,766-34.1% | $135,382-62.7% |
| Participation rate | 87.5% | 79.8%+7.7pp | 77.0%+10.5pp | 82.6%+4.9pp |
| Annual return | -9.73% | 5.46%-15.2pp | 2.43%-12.2pp | 519.77%-529.5pp |
| Employer contribution / active EE | $2,106 | $3,216-34.5% | $2,485-15.3% | $4,779-55.9% |
| Participant deferral / active EE | $3,419 | $4,508-24.2% | $3,851-11.2% | $5,609-39.0% |
| Admin fee / account holder | $551 | $10,749-94.9% | $6,675-91.7% | $10,829-94.9% |