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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,878 | $181,062-58.6% | $158,223-52.7% | $155,188-51.7% |
| Participation rate | 68.8% | 82.7%-13.9pp | 79.2%-10.5pp | 80.8%-12.1pp |
| Annual return | 14.45% | 57.39%-42.9pp | 52.09%-37.6pp | 148.84%-134.4pp |
| Employer contribution / active EE | $1,475 | $4,565-67.7% | $4,109-64.1% | $4,248-65.3% |
| Participant deferral / active EE | $5,926 | $6,134-3.4% | $5,467+8.4% | $6,531-9.3% |
| Admin fee / account holder | $294 | $18,825-98.4% | $16,047-98.2% | $14,480-98.0% |