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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,341 | $202,342-62.3% | $172,753-55.8% | $152,909-50.1% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 28.02% | 1029.88%-1001.9pp | 803.00%-775.0pp | 345.46%-317.4pp |
| Employer contribution / active EE | $5,416 | $5,857-7.5% | $5,144+5.3% | $4,764+13.7% |
| Participant deferral / active EE | $8,861 | $5,948+49.0% | $5,198+70.5% | $5,851+51.4% |
| Admin fee / account holder | $1,009 | $17,112-94.1% | $13,956-92.8% | $11,601-91.3% |