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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,115 | $91,439-50.7% | $135,974-66.8% | $71,511-36.9% |
| Participation rate | 99.0% | 75.7%+23.4pp | 81.9%+17.1pp | 67.9%+31.1pp |
| Annual return | 39.47% | 29.90%+9.6pp | 68.30%-28.8pp | 28.86%+10.6pp |
| Employer contribution / active EE | $8,354 | $3,705+125.5% | $4,859+71.9% | $2,589+222.7% |
| Participant deferral / active EE | $7,895 | $7,093+11.3% | $7,760+1.7% | $4,291+84.0% |
| Admin fee / account holder | $1,337 | $1,267+5.5% | $10,767-87.6% | $1,588-15.9% |