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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,618 | $93,617+213.6% | $135,982+115.9% | $75,177+290.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 16.83% | 30.89%-14.1pp | 68.32%-51.5pp | 160.75%-143.9pp |
| Employer contribution / active EE | $5,635 | $3,538+59.3% | $4,859+16.0% | $2,671+111.0% |
| Participant deferral / active EE | $8,597 | $6,406+34.2% | $7,760+10.8% | $4,126+108.3% |
| Admin fee / account holder | $8,703 | $6,980+24.7% | $10,767-19.2% | $5,651+54.0% |