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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,621 | $157,304+101.9% | $141,197+124.9% | $152,909+107.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.63% | 64.34%-39.7pp | 71.41%-46.8pp | 345.46%-320.8pp |
| Employer contribution / active EE | $3,968 | $5,263-24.6% | $4,736-16.2% | $4,764-16.7% |
| Participant deferral / active EE | $7,812 | $7,111+9.9% | $6,710+16.4% | $5,851+33.5% |
| Admin fee / account holder | $19,574 | $12,126+61.4% | $10,265+90.7% | $11,601+68.7% |