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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,403 | $132,099-58.1% | $115,599-52.1% | $138,895-60.1% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.3%-11.8pp | 79.9%-17.4pp |
| Annual return | 13.45% | 176.76%-163.3pp | 111.10%-97.6pp | 145.39%-131.9pp |
| Employer contribution / active EE | $2,393 | $3,416-30.0% | $2,955-19.0% | $4,194-43.0% |
| Participant deferral / active EE | $5,664 | $5,617+0.8% | $4,889+15.8% | $6,396-11.5% |
| Admin fee / account holder | $1,468 | $15,650-90.6% | $12,841-88.6% | $12,562-88.3% |