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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,432 | $99,994-2.6% | $146,643-33.6% | $85,847+13.5% |
| Participation rate | 92.3% | 73.1%+19.2pp | 80.1%+12.2pp | 69.3%+23.0pp |
| Annual return | 12.96% | 18.93%-6.0pp | 22.75%-9.8pp | 318.61%-305.7pp |
| Employer contribution / active EE | $4,026 | $2,559+57.3% | $4,137-2.7% | $2,565+56.9% |
| Participant deferral / active EE | $4,210 | $4,006+5.1% | $5,506-23.5% | $3,952+6.5% |
| Admin fee / account holder | $660 | $7,703-91.4% | $10,280-93.6% | $6,261-89.5% |