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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,030 | $78,707+18.2% | $117,861-21.1% | $70,126+32.7% |
| Participation rate | 88.9% | 73.2%+15.7pp | 79.7%+9.2pp | 69.5%+19.3pp |
| Annual return | 17.06% | 23.30%-6.2pp | 335.11%-318.0pp | 73.15%-56.1pp |
| Employer contribution / active EE | $4,618 | $2,223+107.7% | $3,786+22.0% | $2,343+97.1% |
| Participant deferral / active EE | $3,829 | $3,297+16.1% | $4,482-14.6% | $3,332+14.9% |
| Admin fee / account holder | $1,883 | $5,066-62.8% | $8,021-76.5% | $4,645-59.5% |