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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,630 | $113,941-12.6% | $94,228+5.7% | $125,388-20.5% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -5.04% | 5.29%-10.3pp | 10.68%-15.7pp | 282.24%-287.3pp |
| Employer contribution / active EE | $2,615 | $4,727-44.7% | $3,587-27.1% | $4,866-46.3% |
| Participant deferral / active EE | $4,702 | $5,179-9.2% | $4,320+8.8% | $5,352-12.1% |
| Admin fee / account holder | $1,783 | $8,392-78.8% | $6,269-71.6% | $9,541-81.3% |