Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,277 | $99,345-22.2% | $84,753-8.8% | $273,972-71.8% |
| Participation rate | 52.4% | 80.7%-28.3pp | 76.6%-24.2pp | 83.0%-30.6pp |
| Annual return | -0.30% | 22.93%-23.2pp | 22.78%-23.1pp | 41.46%-41.8pp |
| Employer contribution / active EE | $1,007 | $4,214-76.1% | $3,574-71.8% | $4,869-79.3% |
| Participant deferral / active EE | $1,645 | $4,270-61.5% | $3,712-55.7% | $5,287-68.9% |
| Admin fee / account holder | $514 | $6,645-92.3% | $5,333-90.4% | $10,133-94.9% |