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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,742 | $175,259+112.1% | $149,723+148.3% | $139,487+166.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.67% | 166.82%-154.2pp | 134.50%-121.8pp | 373.84%-361.2pp |
| Employer contribution / active EE | $9,393 | $5,478+71.5% | $4,821+94.8% | $4,755+97.6% |
| Participant deferral / active EE | $5,657 | $6,522-13.3% | $5,682-0.4% | $6,713-15.7% |
| Admin fee / account holder | $3,349 | $16,158-79.3% | $13,215-74.7% | $11,407-70.6% |