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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,487 | $167,353+90.9% | $143,797+122.2% | $134,545+137.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.05% | 0.48%-17.5pp | -0.04%-17.0pp | 418.37%-435.4pp |
| Employer contribution / active EE | $8,639 | $5,620+53.7% | $4,952+74.4% | $4,742+82.2% |
| Participant deferral / active EE | $5,323 | $6,447-17.4% | $5,638-5.6% | $6,401-16.8% |
| Admin fee / account holder | $4,454 | $18,096-75.4% | $14,679-69.7% | $11,431-61.0% |