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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,480 | $87,705-96.0% | $63,517-94.5% | $125,393-97.2% |
| Participation rate | 46.2% | 77.0%-30.9pp | 71.0%-24.9pp | 83.2%-37.0pp |
| Annual return | 0.00% | 21.70%-21.7pp | -70.30%+70.3pp | 282.23%-282.2pp |
| Employer contribution / active EE | $658 | $3,601-81.7% | $2,322-71.7% | $4,866-86.5% |
| Participant deferral / active EE | $943 | $3,939-76.1% | $2,953-68.1% | $5,351-82.4% |
| Admin fee / account holder | $0 | $11,948-100.0% | $5,892-100.0% | $9,541-100.0% |