Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
COMMONWEALTH FINANCIAL NETWORK9+ years Service code 27 · EIN 04-2675571 | Advisory (Plan) | $16,612 |
Service code 37 · EIN 04-2647786 | Loan Processing | $713 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,856 | $27,936+74.9% | $58,561-16.6% | $75,173-35.0% |
| Participation rate | 40.4% | 38.8%+1.6pp | 50.9%-10.4pp | 67.2%-26.8pp |
| Annual return | 11.71% | 44.21%-32.5pp | 4251.33%-4239.6pp | 160.72%-149.0pp |
| Employer contribution / active EE | $820 | $670+22.4% | $1,053-22.2% | $2,671-69.3% |
| Participant deferral / active EE | $1,454 | $1,202+21.0% | $1,923-24.4% | $4,126-64.8% |
| Admin fee / account holder | $160 | $1,727-90.7% | $2,520-93.6% | $5,651-97.2% |