Retirement plan

NATIONAL CONSTITUTION CENTER RETIREMENT SAVINGS PLAN

Name: NATIONAL CONSTITUTION CENTER - NATIONAL CONSTITUTION CENTER RETIREMENT SAVINGS PLAN (2018) Form 5500
Creator: NATIONAL CONSTITUTION CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATIONAL CONSTITUTION CENTER RETIREMENT SAVINGS PLAN, NATIONAL CONSTITUTION CENTER

NATIONAL CONSTITUTION CENTEREIN 23-2434447Plan #001PY 2018

525 ARCH STREET,, INDEPENDENCE MALL - PHILADELPHIA, PA 19106215-409-6600constitutioncenter.orgLinkedIn51-200 employeesmuseums and institutions

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$4.5M

-7.0% from 2017

Total participants

183

+1.1% from 2017

Average account balance

$32,779

-4.9% from 2017

Annual return

-5.46%

-23.05 pp from 2017

Benchmarks

See 599 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants100-249

Cohort599 peers

Snapshot2018

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$12.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

167

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

68.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$918K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$500

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE4+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$44,239
LINSCO/PRIVATE LEDGER CORP3+ years Service code 55	Other Commissions	$22,107
UNITED RETIREMENT INC1 year Filed as: UNITED RETIREMENT Service code 13 PO BOX 638749 · CINCINNATI, OH 45263	Contract Administrator	$5,050
UNITED RETIREMENT INC1 year Service code 13	Contract Administrator	$4,134
RETIREWELL ADMINISTRATORS1 year Filed as: RETIREWELL ADMINISTRATORS INC Service code 13	Contract Administrator	$188
LINSCO/PRIVATE LEDGER CORP1 year Filed as: LINSCO/PRIVATE LEDGE CORP Service code 55 9785 TOWNE CENTER DRIVE · SAN DIEGO, CA 92121	Other Commissions	$0
RETIREWELL ADMINISTRATORS1 year Filed as: RETIREWELL ADMINISTRATORS, INC. Service code 13 1002 LINCOLN DRIVE W, SUITE H · MARLTON, NJ 08053	Contract Administrator	$0

Plan features & details

Pension benefit codes2E2J2K2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$44K

$394 / participant

Investment mgmt$44K100.0%

% of EOY assets

0.981%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MITCHELL & TITUS, LLP
Auditor EIN: 132781641
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,779

$44,221-25.9%

$121,196-73.0%

$56,287-41.8%

Participation rate

57.7%

61.1%-3.4pp

71.7%-14.1pp

69.9%-12.2pp

Annual return

-5.46%

-3.58%-1.9pp

16.93%-22.4pp

-9.96%+4.5pp

Employer contribution / active EE

$1,471

$1,480-0.6%

$4,022-63.4%

$2,111-30.3%

Participant deferral / active EE

$2,734

$2,521+8.4%

$3,344-18.3%

$3,350-18.4%

Admin fee / account holder

$322

$480-33.1%

$5,019-93.6%

$521-38.3%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE4+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$44,239

LINSCO/PRIVATE LEDGER CORP3+ years

Service code 55

Other Commissions

$22,107

UNITED RETIREMENT INC1 year

Filed as: UNITED RETIREMENT

Service code 13

PO BOX 638749 · CINCINNATI, OH 45263

Contract Administrator

$5,050

UNITED RETIREMENT INC1 year

Service code 13

Contract Administrator

$4,134

RETIREWELL ADMINISTRATORS1 year

Filed as: RETIREWELL ADMINISTRATORS INC

Service code 13

Contract Administrator

$188

LINSCO/PRIVATE LEDGER CORP1 year

Filed as: LINSCO/PRIVATE LEDGE CORP

Service code 55

9785 TOWNE CENTER DRIVE · SAN DIEGO, CA 92121

Other Commissions

RETIREWELL ADMINISTRATORS1 year

Filed as: RETIREWELL ADMINISTRATORS, INC.

Service code 13

1002 LINCOLN DRIVE W, SUITE H · MARLTON, NJ 08053

Contract Administrator

NATIONAL CONSTITUTION CENTER RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATIONAL CONSTITUTION CENTER RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion