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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,487 | $107,421+111.8% | $182,262+24.8% | $94,015+142.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 9.52% | 21.32%-11.8pp | 140.60%-131.1pp | 17.84%-8.3pp |
| Employer contribution / active EE | $5,468 | $3,448+58.6% | $5,046+8.4% | $2,790+96.0% |
| Participant deferral / active EE | $9,880 | $6,558+50.7% | $8,276+19.4% | $4,249+132.5% |
| Admin fee / account holder | $16,491 | $8,692+89.7% | $16,712-1.3% | $8,951+84.2% |