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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,487 | $106,524+113.6% | $152,301+49.4% | $87,485+160.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 9.52% | 26.89%-17.4pp | 80.50%-71.0pp | 26.06%-16.5pp |
| Employer contribution / active EE | $5,468 | $3,371+62.2% | $4,624+18.2% | $2,596+110.6% |
| Participant deferral / active EE | $9,880 | $6,525+51.4% | $8,004+23.4% | $4,274+131.2% |
| Admin fee / account holder | $16,491 | $8,287+99.0% | $14,398+14.5% | $7,775+112.1% |