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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,463 | $77,901+77.7% | $149,717-7.5% | $75,181+84.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 10.09% | 31.73%-21.6pp | 134.41%-124.3pp | 160.69%-150.6pp |
| Employer contribution / active EE | $6,979 | $3,137+122.4% | $4,820+44.8% | $2,671+161.3% |
| Participant deferral / active EE | $2,905 | $3,411-14.8% | $5,682-48.9% | $4,126-29.6% |
| Admin fee / account holder | $1,594 | $5,949-73.2% | $13,213-87.9% | $5,650-71.8% |