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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,275 | $150,447-35.3% | $136,298-28.6% | $147,586-34.1% |
| Participation rate | 95.7% | 84.4%+11.2pp | 81.9%+13.7pp | 82.8%+12.8pp |
| Annual return | 17.24% | 1049.15%-1031.9pp | 5156.27%-5139.0pp | 578.59%-561.4pp |
| Employer contribution / active EE | $2,364 | $5,256-55.0% | $4,696-49.6% | $4,876-51.5% |
| Participant deferral / active EE | $5,776 | $6,631-12.9% | $6,247-7.5% | $5,439+6.2% |
| Admin fee / account holder | $483 | $10,906-95.6% | $9,244-94.8% | $10,886-95.6% |