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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,728 | $29,319+73.0% | $52,425-3.2% | $82,448-38.5% |
| Participation rate | 61.1% | 46.9%+14.3pp | 55.6%+5.5pp | 68.1%-7.0pp |
| Annual return | 16.26% | 535.20%-518.9pp | 302.12%-285.9pp | 41.64%-25.4pp |
| Employer contribution / active EE | $2,232 | $586+280.6% | $914+144.1% | $2,551-12.5% |
| Participant deferral / active EE | $4,714 | $1,171+302.4% | $1,790+163.3% | $4,139+13.9% |
| Admin fee / account holder | $1,614 | $1,962-17.7% | $2,495-35.3% | $7,234-77.7% |