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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,728 | $36,948+37.3% | $73,658-31.1% | $87,485-42.0% |
| Participation rate | 61.1% | 46.8%+14.3pp | 57.0%+4.1pp | 68.9%-7.8pp |
| Annual return | 16.26% | 28.64%-12.4pp | 29.72%-13.5pp | 26.06%-9.8pp |
| Employer contribution / active EE | $2,232 | $670+233.1% | $1,032+116.2% | $2,596-14.0% |
| Participant deferral / active EE | $4,714 | $1,379+241.8% | $2,062+128.6% | $4,274+10.3% |
| Admin fee / account holder | $1,614 | $2,531-36.2% | $3,357-51.9% | $7,775-79.2% |