Filed March 14, 2025 (most recent of 2 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CMFG LIFE INSURANCE COMPANY11+ years Service code 15 · EIN 39-0230590 | Recordkeeping | $53,198 |
CMFG LIFE INSURANCE COMPANY6 years Filed as: MEMBERS CAPITAL ADVISORS, INC. Service code 27 · EIN 42-0388260 | Advisory (Plan) | $20,699 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,562 | $148,978+25.2% | $200,582-7.0% | $84,808+120.0% |
| Participation rate | 94.4% | 84.2%+10.2pp | 86.9%+7.5pp | 68.3%+26.1pp |
| Annual return | 15.60% | 28.16%-12.6pp | 42.33%-26.7pp | 40.90%-25.3pp |
| Employer contribution / active EE | $9,930 | $4,815+106.2% | $6,419+54.7% | $2,631+277.4% |
| Participant deferral / active EE | $6,089 | $7,142-14.7% | $9,331-34.7% | $4,212+44.6% |
| Admin fee / account holder | $573 | $13,977-95.9% | $16,305-96.5% | $7,344-92.2% |