Filed March 14, 2025 (most recent of 2 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CMFG LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 39-0230590 | Recordkeeping | $46,616 |
CMFG LIFE INSURANCE COMPANY5 years Filed as: MEMBERS CAPITAL ADVISORS, INC. Service code 27 · EIN 42-0388260 | Advisory (Plan) | $17,876 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,870 | $138,347+15.6% | $184,203-13.2% | $80,856+97.7% |
| Participation rate | 94.4% | 83.9%+10.5pp | 86.8%+7.6pp | 67.6%+26.7pp |
| Annual return | 12.98% | 20.02%-7.0pp | 28.81%-15.8pp | 35.59%-22.6pp |
| Employer contribution / active EE | $8,368 | $4,850+72.5% | $6,427+30.2% | $2,755+203.8% |
| Participant deferral / active EE | $5,561 | $7,071-21.4% | $9,131-39.1% | $4,296+29.5% |
| Admin fee / account holder | $520 | $10,483-95.0% | $13,901-96.3% | $6,918-92.5% |