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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,359 | $91,179-36.0% | $178,499-67.3% | $79,852-26.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 16.20% | 24.19%-8.0pp | 151.10%-134.9pp | 31.72%-15.5pp |
| Employer contribution / active EE | $772 | $3,256-76.3% | $5,011-84.6% | $2,471-68.8% |
| Participant deferral / active EE | $5,260 | $3,236+62.6% | $5,202+1.1% | $3,740+40.6% |
| Admin fee / account holder | $1,460 | $6,749-78.4% | $13,986-89.6% | $5,306-72.5% |