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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,491 | $85,171-43.1% | $172,752-71.9% | $72,975-33.6% |
| Participation rate | 94.3% | 70.1%+24.2pp | 82.6%+11.6pp | 69.5%+24.8pp |
| Annual return | 25.03% | 27.32%-2.3pp | 802.97%-777.9pp | 81.01%-56.0pp |
| Employer contribution / active EE | $1,053 | $3,324-68.3% | $5,144-79.5% | $2,440-56.8% |
| Participant deferral / active EE | $4,746 | $3,260+45.6% | $5,198-8.7% | $3,608+31.6% |
| Admin fee / account holder | $5,452 | $5,880-7.3% | $13,955-60.9% | $5,124+6.4% |