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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,660 | $180,459+115.9% | $154,108+152.8% | $135,380+187.8% |
| Participation rate | 71.4% | 87.4%-16.0pp | 83.0%-11.6pp | 82.6%-11.2pp |
| Annual return | -3.55% | 888.21%-891.8pp | 735.21%-738.8pp | 519.81%-523.4pp |
| Employer contribution / active EE | $558 | $6,035-90.8% | $5,298-89.5% | $4,779-88.3% |
| Participant deferral / active EE | $7,371 | $5,806+27.0% | $5,081+45.1% | $5,609+31.4% |
| Admin fee / account holder | $9,584 | $16,145-40.6% | $13,411-28.5% | $10,828-11.5% |