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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,764 | $198,457+101.4% | $170,435+134.6% | $147,586+170.9% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 12.74% | 257.30%-244.6pp | 205.94%-193.2pp | 578.59%-565.9pp |
| Employer contribution / active EE | $631 | $6,183-89.8% | $5,432-88.4% | $4,876-87.1% |
| Participant deferral / active EE | $8,333 | $5,629+48.0% | $4,939+68.7% | $5,439+53.2% |
| Admin fee / account holder | $6,901 | $16,852-59.1% | $13,881-50.3% | $10,886-36.6% |