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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,438 | $183,539+95.3% | $155,556+130.4% | $145,897+145.7% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 10.51% | 61.31%-50.8pp | 64.84%-54.3pp | 552.29%-541.8pp |
| Employer contribution / active EE | $601 | $5,315-88.7% | $4,675-87.1% | $4,663-87.1% |
| Participant deferral / active EE | $3,686 | $6,467-43.0% | $5,631-34.5% | $6,689-44.9% |
| Admin fee / account holder | $3,445 | $19,275-82.1% | $15,885-78.3% | $13,390-74.3% |