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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,289 | $185,312+78.8% | $161,489+105.1% | $154,746+114.1% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 12.89% | 103.84%-91.0pp | 89.72%-76.8pp | 172.34%-159.4pp |
| Employer contribution / active EE | $656 | $4,769-86.2% | $4,268-84.6% | $4,379-85.0% |
| Participant deferral / active EE | $3,871 | $6,350-39.0% | $5,630-31.2% | $6,730-42.5% |
| Admin fee / account holder | $12,911 | $18,654-30.8% | $16,006-19.3% | $14,365-10.1% |