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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,905,089 | $176,105+981.8% | $159,474+1094.6% | $167,536+1037.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.46% | 331.91%-325.4pp | 263.68%-257.2pp | 478.82%-472.4pp |
| Employer contribution / active EE | $10,573 | $5,299+99.5% | $4,831+118.9% | $4,839+118.5% |
| Participant deferral / active EE | $13,926 | $7,751+79.7% | $7,353+89.4% | $6,342+119.6% |
| Admin fee / account holder | $55,730 | $12,559+343.7% | $10,802+415.9% | $12,315+352.6% |