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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,039 | $111,814+243.5% | $103,378+271.5% | $145,978+163.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.90% | 24.80%-12.9pp | 24.91%-13.0pp | 550.52%-538.6pp |
| Employer contribution / active EE | $22,098 | $4,215+424.3% | $3,870+471.0% | $4,662+374.0% |
| Participant deferral / active EE | $17,343 | $5,618+208.7% | $5,058+242.9% | $6,690+159.3% |
| Admin fee / account holder | $2,504 | $9,764-74.4% | $8,401-70.2% | $13,400-81.3% |