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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,777 | $165,361-49.3% | $149,715-44.0% | $158,950-47.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.53% | 348.24%-345.7pp | 276.66%-274.1pp | 302.91%-300.4pp |
| Employer contribution / active EE | $6,943 | $5,103+36.0% | $4,645+49.5% | $4,762+45.8% |
| Participant deferral / active EE | $10,755 | $7,182+49.8% | $6,842+57.2% | $5,983+79.8% |
| Admin fee / account holder | $7,603 | $10,808-29.7% | $9,310-18.3% | $11,248-32.4% |