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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,602 | $157,296-53.2% | $141,191-47.9% | $152,897-51.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 9.86% | 64.34%-54.5pp | 71.41%-61.5pp | 345.43%-335.6pp |
| Employer contribution / active EE | $5,333 | $5,262+1.3% | $4,736+12.6% | $4,764+12.0% |
| Participant deferral / active EE | $10,739 | $7,111+51.0% | $6,710+60.0% | $5,851+83.5% |
| Admin fee / account holder | $1,095 | $12,125-91.0% | $10,264-89.3% | $11,599-90.6% |