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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,163 | $165,381-92.0% | $149,730-91.2% | $158,966-91.7% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 32.35% | 348.29%-315.9pp | 276.70%-244.3pp | 302.95%-270.6pp |
| Employer contribution / active EE | $1,454 | $5,104-71.5% | $4,645-68.7% | $4,762-69.5% |
| Participant deferral / active EE | $4,899 | $7,182-31.8% | $6,843-28.4% | $5,983-18.1% |
| Admin fee / account holder | $1,212 | $10,809-88.8% | $9,310-87.0% | $11,250-89.2% |