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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,215 | $55,713-31.4% | $75,901-49.7% | $72,975-47.6% |
| Participation rate | 76.7% | 61.1%+15.5pp | 69.3%+7.4pp | 69.5%+7.2pp |
| Annual return | 17.40% | 27.60%-10.2pp | 30.76%-13.4pp | 81.01%-63.6pp |
| Employer contribution / active EE | $1,021 | $1,687-39.5% | $2,501-59.2% | $2,440-58.2% |
| Participant deferral / active EE | $1,535 | $2,634-41.7% | $3,603-57.4% | $3,608-57.5% |
| Admin fee / account holder | $1,446 | $3,980-63.7% | $5,420-73.3% | $5,124-71.8% |