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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,010 | $62,583-20.1% | $76,767-34.9% | $64,173-22.1% |
| Participation rate | 85.1% | 72.8%+12.3pp | 77.0%+8.1pp | 69.6%+15.5pp |
| Annual return | -2.86% | -1.95%-0.9pp | 2.43%-5.3pp | 7.63%-10.5pp |
| Employer contribution / active EE | $984 | $1,832-46.3% | $2,485-60.4% | $2,381-58.7% |
| Participant deferral / active EE | $2,563 | $3,145-18.5% | $3,852-33.5% | $3,470-26.1% |
| Admin fee / account holder | $18,735 | $4,667+301.4% | $6,675+180.7% | $4,887+283.3% |