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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,276 | $47,944+100.8% | $67,834+41.9% | $62,881+53.1% |
| Participation rate | 56.7% | 61.1%-4.3pp | 68.8%-12.1pp | 69.3%-12.6pp |
| Annual return | 7.80% | 11.77%-4.0pp | 138.47%-130.7pp | 20.14%-12.3pp |
| Employer contribution / active EE | $0 | $1,562-100.0% | $2,403-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,872 | $2,247+27.8% | $3,160-9.1% | $3,203-10.3% |
| Admin fee / account holder | $18,834 | $3,712+407.4% | $4,622+307.5% | $4,296+338.4% |