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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,698 | $100,792-33.8% | $86,691-23.1% | $134,509-50.4% |
| Participation rate | 61.9% | 78.9%-17.0pp | 76.6%-14.7pp | 81.2%-19.3pp |
| Annual return | -13.53% | 29.08%-42.6pp | 35.94%-49.5pp | 418.13%-431.7pp |
| Employer contribution / active EE | $1,123 | $3,491-67.8% | $2,837-60.4% | $4,741-76.3% |
| Participant deferral / active EE | $3,746 | $5,339-29.8% | $4,656-19.5% | $6,400-41.5% |
| Admin fee / account holder | $326 | $10,924-97.0% | $7,492-95.6% | $11,427-97.1% |