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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,124 | $30,421-10.8% | $56,077-51.6% | $74,429-63.6% |
| Participation rate | 30.8% | 32.9%-2.0pp | 52.5%-21.7pp | 67.2%-36.4pp |
| Annual return | 10.84% | 24.94%-14.1pp | 1709.28%-1698.4pp | 1368.38%-1357.5pp |
| Employer contribution / active EE | $203 | $610-66.6% | $1,040-80.4% | $2,625-92.3% |
| Participant deferral / active EE | $1,152 | $1,175-1.9% | $1,954-41.0% | $4,348-73.5% |
| Admin fee / account holder | $9,952 | $2,363+321.1% | $2,825+252.3% | $1,944+411.9% |