Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,238 | $34,316-3.1% | $74,723-55.5% | $72,976-54.5% |
| Participation rate | 25.9% | 42.4%-16.5pp | 54.5%-28.6pp | 69.5%-43.6pp |
| Annual return | 17.07% | 26.58%-9.5pp | 753.18%-736.1pp | 81.02%-63.9pp |
| Employer contribution / active EE | $102 | $692-85.2% | $1,084-90.6% | $2,440-95.8% |
| Participant deferral / active EE | $568 | $1,272-55.3% | $1,962-71.0% | $3,608-84.2% |
| Admin fee / account holder | $2,364 | $2,125+11.2% | $3,335-29.1% | $5,124-53.9% |