Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,741 | $83,485-68.0% | $125,192-78.6% | $72,975-63.4% |
| Participation rate | 42.0% | 73.3%-31.3pp | 79.8%-37.8pp | 69.5%-27.5pp |
| Annual return | 17.86% | 25.77%-7.9pp | 43.79%-25.9pp | 81.01%-63.2pp |
| Employer contribution / active EE | $687 | $2,346-70.7% | $3,866-82.2% | $2,440-71.8% |
| Participant deferral / active EE | $2,086 | $3,586-41.8% | $4,937-57.8% | $3,608-42.2% |
| Admin fee / account holder | $1,044 | $5,518-81.1% | $9,704-89.2% | $5,124-79.6% |