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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $652,415 | $176,105+270.5% | $159,474+309.1% | $167,536+289.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 4.88% | 331.91%-327.0pp | 263.68%-258.8pp | 478.82%-473.9pp |
| Employer contribution / active EE | $10,077 | $5,299+90.2% | $4,831+108.6% | $4,839+108.2% |
| Participant deferral / active EE | $8,876 | $7,751+14.5% | $7,353+20.7% | $6,342+40.0% |
| Admin fee / account holder | $13,256 | $12,559+5.5% | $10,802+22.7% | $12,315+7.6% |